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Along with our standard terms, we can tailor a custom finance solution to fit every budget. Learn more about our lease and loan options.

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Lease Programs

Term: 1 - 5 years (Custom terms available)

$1 Purchase Option: Payments are based on 100% of the purchase price and therefore yield a higher monthly payment than the other lease programs. If the acquisition has a long useful life and ownership is desired after the lease term, this is the most common option. Purchase of the equipment is made at the end of the term for $1.

Fair Market Value Purchase Option (FMV): The FMV lease program provides the most flexibility and the lowest monthly payments which are often times 100% tax deductible. At the end of the term you have the option to purchase the equipment for the fair market value, return the equipment and upgrade, or renew the lease for continued use.

10% Purchase Option: Payments are based on 90% of the purchase price and marry the benefits of the $1 and FMV lease programs. Payments are lower than the $1 purchase option, and you retain the flexible end of term choices of the FMV program. If you choose to purchase the equipment the price is fixed at 10% of the original value.

Loan Programs

Term: 1 - 5 years (Custom terms available)

No Down Payment: Payments and rates are fixed for the entire term of the loan, and 100% financing is available (up to credit approval limit). Monthly payments are comparable to the $1 purchase option lease program, and differ only in the legal ownership of the asset during the term.

Contact Us

Classy Courses, Inc.

Finance Department

Dave Mos
800-322-9738 ext 702
[email protected]

Equipment Sales

Tucker Williams
[email protected]